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ACADEMIC DISCIPLINE GETS YOU INTO EDUCATION SYSTEM, MORAL DISCIPLINE GETS YOU INTO THE WORKFORCE, FINANCIAL DISCIPLINE GETS YOU FREEDOM

The three pillars of human progress: Academic discipline → It opens the door to structured knowledge, credentials, and entry into the education syste…

HOW TO USE DEBT FROM COMMERCIAL BANKS AS LEVERAGE TO EXPAND YOUR BUSINESS IN PNG

In Papua New Guinea, debt from commercial banks can be a powerful lever for business expansion if used strategically: it provides access to capital f…

YOU GIVE A K100 TO A MAN ONCE, YOU ARE SUPPORTING HIM: YOU GIVE THE SAME MAN K100 UPON EVERY REQUEST, YOU ARE CREATING A BEGGAR

The above captures the stark difference between helping someone in a moment of need and enabling dependency. Giving a man K100 once is an act of sup…

WHY PAPUA NEW GUINEANS SHOULD BE FINANCIALLY INDEPENDENT

While our beautiful Nation is politically independent, we are a long way from economic independence through financial inclusiveness. We are a people …

IN PNG, IT'S NOT A REQUIREMENT TO HAVE K100,000 IN YOUR BANK ACCOUNT IN ORDER FOR YOU TO BUY A K100,000 STATE LAND

In Papua New Guinea (PNG), there is no legal requirement that you must already have K100,000 sitting in your bank account in order to purchase K100,0…

WHY A TABLE MARKET MAMA KNOWS MORE ABOUT FINANCIAL DISCIPLINE THAN BUSINESS LECTURERS IN PNG UNIVERSITIES AND COLLEGES

In Papua New Guinea, a table market mama often demonstrates stronger financial discipline than university business lecturers because her survival de…

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